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	<title>Comments on: High-deductible plans see sharp cost increases</title>
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		<title>By: Tim</title>
		<link>http://www.northbaybusinessjournal.com/16705/high-deductible-plans-see-sharp-cost-increases/comment-page-1/#comment-3105</link>
		<dc:creator>Tim</dc:creator>
		<pubDate>Mon, 11 Jan 2010 19:02:46 +0000</pubDate>
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		<description>I think the insurance companies found that collecting the deductible after the fact was more difficult, as some companies such as Kaiser do not report the unpaid balances to the big three credit reporting agencies.  So, for example, Kaiser is losing money from people not paying there bill (Kaiser does not deny services to members based on inability to pay.)</description>
		<content:encoded><![CDATA[<p>I think the insurance companies found that collecting the deductible after the fact was more difficult, as some companies such as Kaiser do not report the unpaid balances to the big three credit reporting agencies.  So, for example, Kaiser is losing money from people not paying there bill (Kaiser does not deny services to members based on inability to pay.)</p>
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		<title>By: ClarionCare</title>
		<link>http://www.northbaybusinessjournal.com/16705/high-deductible-plans-see-sharp-cost-increases/comment-page-1/#comment-2737</link>
		<dc:creator>ClarionCare</dc:creator>
		<pubDate>Mon, 16 Nov 2009 23:25:23 +0000</pubDate>
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		<description>Our company has built a health management interface for individuals that use a HSA/HD option. It will let them easily track spending, compare medical pricing, store medical documents and more.

For employers we help guide your employees to the correct HSA/HD combination and give the employers a single point of payment for their health benefits no matter where the employee wishes to put their HSA money.</description>
		<content:encoded><![CDATA[<p>Our company has built a health management interface for individuals that use a HSA/HD option. It will let them easily track spending, compare medical pricing, store medical documents and more.</p>
<p>For employers we help guide your employees to the correct HSA/HD combination and give the employers a single point of payment for their health benefits no matter where the employee wishes to put their HSA money.</p>
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		<title>By: Dennis Dobecki</title>
		<link>http://www.northbaybusinessjournal.com/16705/high-deductible-plans-see-sharp-cost-increases/comment-page-1/#comment-2734</link>
		<dc:creator>Dennis Dobecki</dc:creator>
		<pubDate>Mon, 16 Nov 2009 21:46:44 +0000</pubDate>
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		<description>If employers want to have their employees succeed in being better healthcare consumers, they need to give them access to the proper tools. INSNET, LLC is a patient advocacy service which specializes in assisting individuals save money on their medical bills. With higher deductibles the employees are responsible for more out of pocket costs. INSNET will provide medical bill review and negotiation on any medical bill with a patient balance exceeding $200.00. If they save you money on your bill, they keep a portion of the savings. There is no fee for the review if there is no savings. Visit www.myinsnet.com to learn more.</description>
		<content:encoded><![CDATA[<p>If employers want to have their employees succeed in being better healthcare consumers, they need to give them access to the proper tools. INSNET, LLC is a patient advocacy service which specializes in assisting individuals save money on their medical bills. With higher deductibles the employees are responsible for more out of pocket costs. INSNET will provide medical bill review and negotiation on any medical bill with a patient balance exceeding $200.00. If they save you money on your bill, they keep a portion of the savings. There is no fee for the review if there is no savings. Visit <a href="http://www.myinsnet.com" rel="nofollow">http://www.myinsnet.com</a> to learn more.</p>
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