North Bay Business Journal

Monday, January 28, 2013, 6:30 am

Spotlight: Leaders in Commercial Banking


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    Individuals are alphabetized by name of institution.

    Larry Tidwell

    AltaPacific Bank

    3725 Westwind Blvd., Ste. 100, Santa Rosa 95403, apbconect.com, 707-236-1521
    Larry Tidwell

    Larry Tidwell

    Larry Tidwell has served as the executive vice president in the real estate industries group at AltaPacific Bank in Santa Rosa since April 2009. He oversees all construction lending, a responsibility he held in his previous position as executive vice president in the real estate industries group at Temecula Valley Bank.

    Mr. Tidwell was born in Roswell, N.M., and has lived in the North Bay for 30 years. He cited the retention of customers over more than 15 years as a major accomplishment.

    “I think one thing we will see in 2013 is more banks throwing their hat in the ring with regards to lending,” he said. ”This will lead to healthy competition amongst lenders, which will be good for borrowers as they will have more choices.”

    AltaPacific Bank was founded in 2006 and has assets of $222 million.

    Gus Zijlstra

    American River Bank

    90 S. E St., Ste. 11, Santa Rosa 95404, americanriverbank.com, 707-528-6300

    Gus Zijlstra

    Gus Zijlstra is vice president and relationship manager at American River Bank and has 16 years of experience in commercial lending.

    A native of Buenos Aires, Argentina, Mr. Zijlstra has a management and accounting degree from Sonoma State University and a master’s degree from the University of San Francisco. He moved to Santa Rosa in 1985 after graduating from the Argentine Naval Academy and a successful naval career.

    Mr. Zijlstra said the one-on-one customer service he provides is what clients expect from a community bank, and those interactions are enhanced by his experience in the banking industry. He is also a frequent volunteer for community organizations, including his work to help mentor elementary school students through Operation Getting Together and to teach financial concepts at the junior high level through Junior Achievement of the Redwood Empire.

    American River Bank is a 30-year-old regional business bank with $585 million in assets.

    David Meddaugh

    Bank of America Merrill Lynch

    10 Santa Rosa Ave., Ste. 210, Santa Rosa 95404, bankofamerica.com, 707-293-2553

    David Meddaugh

    David Meddaugh is the senior vice president and market manager of the North Coast commercial banking office of Bank of America Merrill Lynch. He has been with the bank for more than 30 years. In his current capacity, he manages the unit’s largest client relationships, with particular focus on the wine and specialty food and beverage industries.

    Mr. Meddaugh also serves as the bank’s liaison with the California wine industry. He has presented at the Wine Industry Financial Symposium, Unified Wine and Grape Symposium, Leadership Forum, Sonoma State University Economic Outlook and Moss Adams Wine Industry Roundtable.

    He earned bachelor’s degrees in both economics and finance from California State University, Chico, and holds an MBA in corporate finance from the Pacific Coast Banking School at the University of Washington.

    Mr. Meddaugh was raised in Santa Rosa. He lives there with his wife and two children at their Buckshot Ranch property, which has been planted to Italian varietal olive trees.

    Beth Reizman

    Bank of Marin

    504 Redwood Blvd., Ste. 100, Novato 94947, bankofmarin.com, 415-763-4520
    Beth Reizman

    Beth Reizman

    Beth Reizman is a seasoned lender and manager who has held various positions over her 17-year tenure at Bank of Marin. As commercial banking manager, she is based in the bank’s headquarters in Novato. She also is a member of the senior management team, helping set the strategic direction of the bank. Ms. Reizman claims her greatest banking accomplishment is helping contribute to the growth and success of Bank of Marin.

    Ms. Reizman is currently treasurer of the Marin Workforce Housing Trust Board and serves on their finance committee. She has served on numerous local non-profit boards in the past, including Novato Human Needs Center, North Bay Children’s Center, and Novato Sunrise Rotary. She has also been a long time community volunteer with Lucas Valley Swim Team, Lucas Valley Community Church, and Marin Catholic High School.

    Born in the Philippines, she attended the International School in Manila then graduated with a degree in economics from Stanford University. Ms. Reizman started her career at Crocker Bank in the Asia Pacific division then held numerous private and commercial banking positions with Crocker, Hibernia Bank and Bank of California.

    Larry Fletcher

    Bank of Napa

    2007 Redwood Rd., Ste. 101, Napa 94558, thebankofnapa.com, 707-257-7777
    Larry Fletcher

    Larry Fletcher

    A 30-year resident of Northern California, Larry Fletcher is the executive vice president and chief credit officer at Bank of Napa. He has more than 30 years of experience as a banking executive, 26 of them in Napa and Solano counties. He is responsible for all aspects of the bank’s loan portfolio.

    Born in Southern California, Mr. Fletcher graduated from Long Beach State University in 1974 with a degree in business administration. He graduated with honors from the Pacific Coast Banking School in Seattle in 1988.

    Prior to joining Bank of Napa, Mr. Fletcher was the manager of the commercial lending hub for Vintage Bank. He also held the previous role of chief credit officer for Solano Bank, a subsidiary of Vintage Bank in Vacaville, and began his banking career as a consumer loan officer for United California Bank in Los Angeles.

    Outside of the bank, he serves on the board of directors for Child Start, a nonprofit that operates the Head Start child-development organization in Napa and Solano counties.

    Tom LeMasters, president and CEO, credited Mr. Fletcher with helping the bank to grow a strong portfolio during tumultuous economic times. The bank reported nearly $150 million in assets at the end of 2012.

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