Commentary: 2010 year to be open, build employee assets and market

Many of us who are careful readers, followers of economic indicators and business owners are somewhat concerned about what the immediate future may bring us:

-- Forecasted double-digit unemployment in California through 2012

-- Ongoing financial struggles by banks and other lending institutions, which make borrowing money and thus expanding our businesses difficult, at best

-- Spiraling health care costs with significant government interference that potentially could create more problems than solutions

-- In summary, it appears we are in a very slow crawl out of a devastating recession that has affected all of us in different ways.

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