Based on active lenders in the North Bay, including the Business Journal's 2010 list of largest SBA lenders to the region
Listed alphabetically by loan officer
To view photo gallery, click hereFernando Alvarez
CDC Small Business Finance Corp.
95 S. Market St. #300
San Jose 95113
Fernando Alvarez is the senior loan officer for CDC Small Business Finance Corp. in the Bay Area. He joined the company in 2008 with 23 years experience in SBA lending. Thirteen of those years were spent on the banking side with U.S. Bank.
He studied economics and business management in the Philippines and went through a management program at St. Mary’s College in Moraga.
Heritage Bank of Commerce
740 Fourth St. #114
Santa Rosa 95404
Randall Behrens has been with Heritage Bank of Commerce for four years and doing SBA loans for 11.
Prior to Heritage, he worked for Wells Fargo and Greater Bay Bank.
Mr. Behrens grew up in Healdsburg. He studied economics at Sacramento State University and was a stock broker at Morgan Stanley in Sacramento prior to his career in banking.
Heritage Bank of Commerce, a more than $1.3 billion bank, is a top lender in the Bay Area.
Mr. Behrens is the local lender for the North Bay.
Superior Financial Group
165 Lennon Lane #101
Walnut Creek 94598
Jim Bek, the executive vice president of Superior Financial Group, has been with the company for five years, since its inception. Prior to that he was with Bank of Oakland/Innovative Bank for five years.
SFG is one of only 13 companies to be approved as a non-bank United States Small Business Administration Lending Company in the country.
830 College Ave.
Joseph Benoit, an executive vice president and small business finance strategist, is the business banking executive for Union Bank N.A.
Mr. Benoit began his career with Union Bank in 1992. Prior to his current position with the bank, he was market president for the San Diego/Inland Empire/Imperial division in the retail banking group. Mr. Benoit also served as a senior vice president and regional manager for the San Diego and Orange County commercial banking group.
Mr. Benoit received his bachelor’s degree in business from San Diego State University. He also holds an M.B.A. from National University and is a graduate of the University of Washington Pacific Coast Banking School. Subsequently he has served as an instructor for the banking school since 1998 and also serves on the PCBS Board of Directors.