(Listed alphabetically by institution.)Click here for photo galleryLarry TidwellAltaPacific Bank3725 Westwind Blvd., #100, Santa Rosa 95403apbconect.com, 707-236-1521

Larry Tidwell has served as the executive vice president in the real estate industries group at AltaPacific Bank in Santa Rosa since April of 2009. He oversees all construction lending, a responsibility he also held in his previous position as executive vice president in the real estate industries group at Temecula Valley Bank.

Mr. Tidwell was born in Roswell, N.M., and has lived in the North Bay for 30 years. He cited the retention of customers over more than 15 years as a major accomplishment.

“Lending today has changed a great deal,” he said. “It’s harder to qualify for a loan than it used to be, but banks are still lending to people with good credit and a good history.”

AltaPacific Bank was founded in 2006, and its most recently reported assets were $113.2 million.David MeddaughBank of America10 Santa Rosa Ave., #210, Santa Rosa 95404bankofamerica.com, 707-293-2553

David Meddaugh is the senior vice president and market manager of the North Coast commercial banking office of Bank of America. He has been with the bank for 30 years. In his current capacity, he manages the unit’s largest client relationships.

Mr. Meddaugh also serves as the bank’s liaison with the Californian wine industry. He has presented at the Wine Industry Financial Symposium, the Unified Wine and Grape Symposium, the Leadership Forum and the Moss Adams Wine Industry Roundtable.

He earned bachelor’s degrees in both economics and finance from California State University, Chico, and holds an MBA in corporate finance from the Pacific Coast Banking School.

Mr. Meddaugh was raised in Santa Rosa and lives there with his wife and two children.Beth ReizmanBank of Marin504 Redwood Blvd., #100, Novato 94947

bankofmarin.com, 415-763-4520

Beth Reizman, commercial banking manager at Bank of Marin, has been with the bank for 14 years. Today, she heads the commercial lending department at the bank’s Novato headquarters.

Born in the Philippines, Ms. Reizman started her career at Crocker Bank in the Asia Pacific division after graduating with a degree in economics from Stanford University. She has a 29-year background in the banking industry, including private banking, international banking and commercial banking with Crocker Bank, Hibernia Bank and Bank of California

Ms. Reizman has also served on numerous local non-profit boards, including the Novato Human Needs Center, North Bay Children’s Center and Novato Sunrise Rotary.

Long-time residents of Lucas Valley, Reizman and her husband have raised two children. She is active with the Lucas Valley Swim Team, Lucas Valley Community Church and is Treasurer for the Marin Catholic Fashion Show fundraiser.Larry FletcherBank of Napa2007 Redwood Rd., #101, Napa 94558thebankofnapa.com707-257-7777

A 30-year resident of Northern California, Larry Fletcher is the executive vice president and chief credit officer at Bank of Napa. He has over 30 years of experience as a banking executive, and 26 of those years in Napa and Solano Counties.

Born in Southern California, Mr. Fletcher graduated from Long Beach State University in 1974 with a degree in business administration. He graduated with honors from the Pacific Coast Banking School in Seattle, Wash., in 1988.

Prior to joining Bank of Napa, Mr. Fletcher was the manager of the commercial lending hub for Vintage Bank. He also held the previous role of chief credit officer for Solano Bank, a subsidiary of Vintage Bank in Vacaville, and began his banking career as a consumer loan officer for United California Bank in Los Angeles.

In his current role, Mr. Fletcher is responsible for all aspects of the bank’s loan portfolio. Outside of the bank, he serves on the board of directors for Child Start, a nonprofit that operates the Head Start child development organization in Napa and Solano Counties.

“Larry has served as our chief credit officer from our beginning, leading to a sound portfolio of almost $80 million in a historically tumultuous economic time,” said Tom LeMasters, president and CEO of Bank of Napa.

Bank of Napa opened in August of 2006 and reported $140 million in assets at the end of 2011.Don MercerBank of the West20 S. Petaluma Blvd., Petaluma 94952bankofthewest.com707-778-3307

Don Mercer has been with Bank of the West for 11 years and is currently the bank’s senior vice president and SBA sales manager.

Previously, Mr. Mercer has served as a branch manager, regional business development officer and regional manager at the bank. He began his banking career as a teller in college, and assumed his current role in 2007.

Mr. Mercer said that he took pride in the growth of the bank’s SBA Direct lending business and the impact the government-backed loans have on communities and small businesses.

A graduate of the Pacific Coast Banking School, Mr. Mercer also holds a bachelor’s degree from the University of California, Los Angeles. Born in Anaheim and raised in Fullerton, he has lived in the North Bay for more than 10 years. In his spare time, he enjoys cooking and reading.

Founded in 1874, Bank of the West reported $61.86 billion in assets in its most recent financial filing. The bank operates 700 branches and offices in 19 states and several branches in the North Bay, including a commercial lending office in Petaluma and a wine-focused lending office in Napa.Conni Leman KoslaCalifornia Bank & Trust1016 Irwin St., San Rafael, 94901Calbanktrust.com, 415-524-1200

Conni Lemen Kosla currently serves as senior vice president and branch manager of the San Francisco main branch of California Bank & Trust. In that role, she oversees operations for the bank’s two Northern California branches, including the San Rafael office. She also manages private banking operations in the region.

With 30 years of banking and financial experience, Ms. Lemen Kosla previously worked for Union Bank  and the former Bank of California. She began her career in Los Angeles, the first female to participate in the management training program at United California Bank.

Ms. Lemen Kosla has held board positions with the YMCA, Contra Costa Council and Walnut Creek Chamber of Commerce, along with the Philharmonic Baroque Orchestra.  Ms. Lemen Kosla is a graduate of the Leadership Education Program of Walnut Creek. She lives in Larkspur, California.The San Diego-based California Bank & Trust reported more than $10 billion in assets in its last financial filing. A subsidiary of Zions Bancorporation, the bank has over 100 branches statewide.Chris LeeCircle Bank1400 Grant Ave., Novato 94945circlebank.com, 415-898-5400

Chris Lee is the senior vice president and chief lending officer at Circle Bank. He has served as chief lending officer of the bank since August 2010. He manages all aspects of the bank’s loan origination and underwriting.

Mr. Lee has 17 years of bank experience at three different financial institutions, handling permanent financing, construction financing and working capital needs for small to international companies. He is a long-time member of the Bay Area Mortgage Association and is a graduate of San Francisco State University with a bachelor’s degree in marketing.

Mr. Lee is part of a team of lenders that includes Michael Rice,  senior vice president and small business lending manager, and Becca Hood, vice president and manager of Loan Client Services.  

Overseeing the lending team is Patrick McCarty, the senior vice president and chief credit officer at Circle Bank. He has served as chief credit officer of the bank since 2003. He manages all aspects of the bank’s credit functions including loan origination and servicing, underwriting, policies and personnel.

Circle Bank reported its 49th-consecutive profitable quarter on Sept. 30, 2011,with assets of $316.7 million. With headquarters in Novato, the bank has four additional branches in the North Bay and one in San Francisco.Jeff Clark

Comerica Bank

703 Second St., Ste. 414, Santa Rosa 95402comerica.com, 707-636-3214

Jeff Clark is vice president and commercial banker for Comerica Bank. His role is to grow Comerica's client base and manage the largest accounts in the North Bay.

Mr. Clark has extensive experience as commercial lender with a focus on the wine industry.  He started with Napa Valley Bank in St. Helena and most recently served as senior vice president with Wells Fargo. Mr. Clark has presented at the Wine Industry Financial Symposium, Unified Wine & Grape Symposium and the California CPA Education Foundation.

He is involved with the Leukemia Lymphoma Society and PDI Surgical Center because he admires the work they do for children. He served as the chairman of the Financial Oversight Committee for the Measure A flood bond in Napa.

Mr. Clark earned a degree in business administration from the University of Phoenix, San Jose, and studied banking and finance at Vincennes University.

Raised on a farm in Indiana, Mr. Clark has an appreciation for agriculture that makes him a great fit for the wine industry. He is also the proprietor of a grass-fed beef company and an advocate of the "buy local" movement. He enjoys spending time with family and outdoor activities.

He said his most important professional achievement is helping companies grow by providing capital and innovative solutions. Comerica is among the top 25 bank holding companies, with 104 banking centers in California.Steve HerronExchange Bank545 Fourth St., Dept. 410, Santa Rosa 95401exchangebank.com, 707-524-3102

Steve Herron has served as manager for commercial lending at Exchange Bank since 2000, having focused on business lending for seven years prior to that as a business development officer at the bank.

Mr. Herron’s banking career began in Los Angeles, where he participated in a commercial lending training program for Union Bank. The program included a one-year assignment in Sacramento, which led to his transfer to the bank’s small banking office in Santa Rosa as a commercial lender in 1987.

Since then, Mr. Herron said helping the bank to grow and managing its commercial loan portfolio has become his greatest accomplishment.

A resident of the North Bay since 1987, Mr. Herron grew up in Fresno. In his spare time he loves to listen to music, read business periodicals, follow the stock markets and collect fine wine.

Exchange Bank was founded more than 120 years ago and reported more than $1.5 billion in assets in its last financial filing.Scott KincaidFirst Community Bank438 First St., Santa Rosa 95401fcbconnect.com, 707-636-9000

Scott Kincaid is First Community Bank’s senior vice president and senior loan officer. He began his banking career in 1998, and joined First Community Bank shortly after their inception in 2005.

Mr. Kincaid is a Santa Rosa native. He said he is proud of his family and the rich history it has in Sonoma County, which dates back more than 150 years.

Serving on the Sonoma County Work Force Investment Board since 1998, Mr. Kincaid is the current chairman of the board. A devoted husband and father of three, he coaches his boys in Santa Rosa American Little League. Mr. Kincaid said he is passionate about working with today’s youth and cultivating tomorrow’s leaders.

“Working with and guiding our youth in the continuum of transitioning schooling into a career that benefits our local community by creating a world class work force is something I am deeply committed to,” said Mr. Kincaid.  “I made First Community Bank my home in 2005, because our values in business and community are in line with one another. It continues to be a partnership I am proud of.”

First Community Bank loaned the greatest amount of dollars to small businesses in Sonoma, Napa and Marin Counties through the U.S. Small Business Administration’s 7(a) program in 2011.The bank reported $697.7 million in assets in its most recent financial filing.Lynne CarpenterLuther Burbank Savings804 Fourth St., Santa Rosa 95404lutherburbanksavings.com, 707-523-9898Lynne Carpenter is the chief income property loan officer at Luther Burbank Savings. She has worked for the bank for eight years, formerly as a commercial loan officer. Ms. Carpenter worked as a teller in high school and returned to banking after graduating from Western Illinois University in Macomb, Ill. The California native worked in the commercial real estate lending department at a Newport Beach savings and loan after college, embracing the associated challenges and choosing to focus her career in that field of banking.As manager of the Income Property Lending Division at Luther Burbank Savings, Ms. Carpenter oversees the origination of loans secured by family property in California as well as Seattle, Wash.Ms. Carpenter said one of her biggest accomplishments was “helping Luther Burbank Savings achieve record profitability in one of the most difficult real estate markets in history.”Luther Burbank Savings was founded in 1983 and reported more than $3.6 billion in assets as of Sept. 30, 2011.Ruth EdwardsMechanics Bank433 Soscol Ave. #-161, Napa 94559

mechanicsbank.com, 707-256-4343

Ruth Edwards, senior vice president and corporate banking regional manager for the Napa region of Mechanics Bank, has spent several years as a North Bay banker. A longtime wine country resident who grew up in Santa Rosa, she joined the bank’s Napa Corporate Banking Office in 2006. Previously, she was part of the Santa Rosa Regional Commercial Banking Office of Wells Fargo. She lives with her husband Gary and two small children in Sonoma.

"The bank has been in the North Bay for 16 years, and the word is finally out about us," Ms. Edwards said. "We have tremendous liquidity and lending capacity, and we strive to customize solutions for our clients and be their trusted financial partners. We continued to lend throughout the downturn, and have been able to work very closely with our customers to weather the global financial storm."

Mechanics Bank will turn 107 this year and remains majority-owned by the family that founded it. The bank has approximately $2.99 billion in assets and offices throughout Northern California. In addition to the Napa Corporate Office, its North Bay offices include San Rafael and St. Helena.Gus ZijlstraNorth Coast Bank90 South E St. #11, Santa Rosa 95404

northcoastbank.com, 707-528-6300

Gus Zijlstra is vice president and relationship manager at North Coast Bank, a position he holds after 15 years in commercial lending.

A native of Buenos Aires, Argentina, Mr. Zijlstra has a management and accounting degree from Sonoma State University and a master’s degree from the University of San Francisco. He moved to Santa Rosa in 1985, after graduating from the Argentine Naval Academy and a successful naval career.

Mr. Zijlstra said that the one-on-one customer service he provides is what clients expect from a community bank, and those interactions are enhanced by his experience in the banking industry.

“I am a great believer in service to my community,” he said. “I have volunteered at Junior Achievement of the Redwood Empire, teaching junior high students about business, and Operation Getting Together, mentoring elementary school kids.”

North Coast Bank is a division of American River Bank, a nearly 30-year-old institution with $579 million in assets reported in its last financial filing.Diane BerthinierNorth Valley Bank100 B Street, Suite 110, Santa Rosa 95401novb.com, 707 522-5480

Diane Berthinier is senior vice president and regional business banking manager for North Valley Bank in the North Bay. She has held that role since August of 2011.

Prior to her current role, Ms. Berthinier was a senior vice president at National Bank of the Redwoods, as well as a former loan officer at Ryan Mortgage.

The 40-year-old North Valley Bank is based in Redding and opened branches in Santa Rosa and Ukiah in 2005. It currently manages 24 locations, and reported assets of $905.6 million as of Sept. 30 2011.Todd AllenPresidio Bank999 Fifth Ave. Suite 300, San Rafael 94901

presidiobank.com, 415-456-6000

Todd Allen is the executive vice president and North Bay market president of Presidio Bank. He earned a bachelor of science degree from the University of Nevada, Las Vegas.

Since starting Presidio Bank’s North Bay Regional Office in 2007, Mr. Allen said he has seen his talented team grow the region into the largest lending office at Presidio Bank with over $100 million in total outstanding loans.  

A Marin County resident for over 20 years, Mr. Allen lives with his wife Robin and daughter Jordan in Novato. Outside of work, he enjoys an active life style that includes kayaking, hiking, jogging and traveling with his family.

“I am excited about the future of Presidio Bank and our ability to continue to assist local business owners and individuals in reaching their financial goals,” he said.

Presidio Bank, founded in 2005, has four regional offices in around the Bay Area and total assets of over $350 million.Dan GuthRabobank, N.A.700 Trancas St., Napa 94558rabobankamerica.com, 916-797-8286

Dan Guth is the senior vice president and commercial banking regional manager for Rabobank, N.A.’s Northern California regions, including the North Coast wine region. Originally from Wisconsin, he has been in commercial banking in Northern California for over 20 years.  In his current capacity he manages teams of lenders in Northern California and is active in cultivating new middle market relationships for Rabobank, N.A.

Mr. Guth holds a master’s degree in business and bachelor’s degree in business with a finance emphasis.  He also has advanced commercial lending certifications from the University of Oklahoma.  He is active in numerous community agencies.

Rabobank, N.A. is a California community bank with nearly 120 branches, including branches in Napa and Sonoma and an agribusiness lending office in Santa Rosa.Michael DowneyRedwood Credit Union3033 Cleveland Ave., Santa Rosa 95403redwoodcu.org, 877-545-4100

Michael Downey is senior vice president of business services for Redwood Credit Union, where he has managed the credit union’s business programs since 2006. He has a bachelor’s degree in business administration from California State University, Chico, and served on the City of Santa Rosa Board of Public Utilities for nearly 24 years.

Mr. Downey has many years of business management and financial services experience in Sonoma County, and owned a local business for 30 years before beginning his financial services career 10 years ago. Recognizing the unique financial needs of small businesses, Mr. Downey said he joined the financial sector for the opportunity to provide customize financial solutions to help local businesses grow and thrive.

In 2008, Mr. Downey helped initiate Redwood Credit Union’s SBA program, which has ranked among the top lenders in the North Bay for the past 3 years. RCU also received preferred lender status from the U.S. Small Business Administration in 2011.

“There is a need in our communities that we are uniquely qualified to serve: helping smaller businesses with the funding they need to grow and thrive so they can in turn create jobs in our communities and strengthen our local economy,” Downey said.

Redwood Credit Union reported $1.9 billion in assets as of Sept. 30, 2011.Rob McMillanSilicon Valley Bank899 Adams St., #G2, St. Helena 94574svb.com/svbank/wine, 707-967-1367

Rob McMillan is the founder of Silicon Valley Bank’s Wine Division based in Saint Helena. He began building the division from a start-up phase in 1992 into a robust provider of financial services to fine wine businesses on the West Coast.

Mr. McMillan has worked in the banking industry for more than 30 years, with the past 21 years spent at Silicon Valley Bank. He has served several roles of increasing responsibility through the years, including a term on the bank’s managing committee.

Today Mr. McMillan said he strives to foster growth and success in the wine business by managing a portfolio of client relationships and assisting the rest of the division’s clients and bankers.

He has published reports of varied and emerging trends in the wine industry over the past decade and is author of Silicon Valley Bank’s annual State of the Wine Industry Report. His perspectives regarding the direction, opportunities and threats in the fine wine business are cited in regional, national and wine trade press.

Mr. McMillan received a bachelor’s degree in finance and economics from Sacramento State University and a master’s in business administration from Santa Clara University’s Leavey School of Business.

Mr. McMillan is a father of two, enjoys the outdoors, travel, and takes any opportunity to play percussion and drums in live settings.Jamie WilliamsSonoma Bank1101 Fifth Ave. Suite 360, San Rafael, CA 94901sonomabank.com, 415-747-3202

Jamie Williams joined Sonoma Bank as commercial banking regional director a year and a half ago. His first priority was to build strong commercial banking teams in Marin, the East Bay and Santa Rosa. He said hiring high-performing, well-known veteran bankers was the key to his success, and Sonoma Bank's commercial team has surpassed $100 million in loans since its creation.

"I manage exemplary bankers who just take great care of their customers,"  Mr. Williams said. 

Along with traditional business banking products and services, Sonoma Bank has seen their relationships grow in the owner-occupied commercial real estate area.

"We are seeing tremendous growth in this segment," Mr. Williams said. "With our strong capital position, we are aggressively pursuing prudent lending opportunities here."

Mr. Williams was born in Marin County and has lived in Novato for more than 20 years. He has been in the banking industry for 30 years, always on the commercial or corporate banking side. Prior to joining Sonoma Bank, he was a founder of Greater Bay Bank Marin and was regional vice president for Westamerica Bank. His first position was in 1978 as a management trainee for Wells Fargo after graduating from Santa Clara University with a degree in economics.

Sterling Savings Bank of Spokane, Wash. does business in California as Sonoma Bank. The holding company for both, Sterling Financial Corporation, completed a $730 million capital raise in August 2010.Bill FogartySummit State Bank500 Bicentennial Way, Santa Rosa 95403summitstatebank.com, 707-568-6000

Bill Fogarty is the senior vice president and chief credit officer at Summit State Bank. Mr. Fogarty joined Summit at the end of 2011 with 25 years of banking experience, including chief credit officer and CEO roles in other community banking institutions.

Mr. Fogarty attended Arizona State University and earned a bachelor’s degree in business administration at the University of Phoenix. He also graduated from the Pacific Coast Bankers School at the University of Washington in Seattle.

He focuses on all areas of the bank’s lending programs and portfolio for safety, soundness and profitability.

“I appreciate leading a lending team that is so dedicated to serving its business and nonprofit clients with uncompromising attention to detail and exceptional personal service,” he said.

In his spare time, Mr. Fogarty enjoys outdoor activities such as hiking, wildlife photography and golf. He also enjoys spending time with his wife Sheryl of 28 years, his two children and grandchild.

Mr. Fogarty has “fallen in love with Sonoma County,” and has a history of donating his time to local nonprofits and chambers of commerce.

Summit State Bank has roughly $395 million in assets, 62 employees and five offices. Summit State Bank is a “Premier Performing Bank,” earning the highest Findley Reports designation of all Sonoma County-based banks. The bank was founded in 1984.Rayanne Berry-FrazierTravis Credit UnionOne Travis Way, Vacaville 95687traviscu.org, 707-469-1964

Rayanne Berry-Frazier, a fifth-generation Solano County resident, said that she feels great pride while observing how Travis Credit Union’s lending to small businesses can turn into successes for business owners.

Ms. Berry-Frazier has served as the credit union’s business services manager for the past four years, part of a banking career that began at a Bank of America branch in Vallejo and has spanned 33 years.

She said that one of her major accomplishments as a lender has been helping business owners take advantage of the 504 lending program backed in part by the U.S. Small Business Administration.

“I love it when I can help them buy a building and stop paying rent,” she said.

Travis Credit Union operates in 12 counties, including Sonoma, Napa and Solano. It reported $1.89 billion in assets as of Sept. 30, 2011.Mark BrodyUmpqua Bank1500 Soscol Ave., Napa 94559umpquabank.com, 707-252-5020

Mark Brody is the senior vice president and manager for Bay Area commercial banking at Umpqua Bank.

He completed his undergraduate work at Pitzer College before attending the University of Wisconsin for a master’s degree in business administration, with an emphasis in finance.

Mr. Brody worked in the banking industry for 21 years, including 10 years at Bank of America and time at Sanwa Bank.  Leveraging wine industry expertise gained over those 21 years, he then worked for several years in the wine industry as general manager of a winery and vineyard operation.  Mr. Brody ultimately returned to banking in 2004. 

He said the perspective gained working in the wine industry was invaluable as he returned to the financial world.  “The industry has a lot of dreamers, and often bankers can help those dreams become reality by introducing a broad perspective,” Mr. Brody said.

Umpqua acquired Vintage Bank in 2007, and Mr. Brody was recruited to oversee the North Bay business and the newly formed Wine Specialty Team.  Umpqua has since expanded into Santa Rosa, San Francisco and San Jose. At the end of last year, Umpqua had almost $12.0 billion in assets.

 “Developing smart financial solutions for our clients while delivering the high-touch, community-focused banking services that Umpqua provides is what makes coming to work fun every day,” he said. James BarrettUnion Bank899 Adams Street, Suite F-1, St. Helena 94574unionbank.com, 707-968-9514

James Barrett is vice president and senior relationship manager with the Wine Industry Services group at Union Bank.

The bank’s Wine Industry Services group in Northern California is growing, with total commitments to the industry up by about 25 percent in the last two years.  Mr. Barrett attributes this growth to the bank’s consistency in its approach to the business and to its strong relationships with clients.

“I enjoy bringing ideas to clients and working with them to help them achieve their goals,” he said.

In addition to the wine industry, he has clients in the retail, food and beverage, and manufacturing sectors, and has worked with clients in many other industries during his career.

Mr. Barrett said his biggest accomplishment has been to successfully balance a rewarding career with an active and happy family life. He likes to spend time with family and friends and enjoys sports, reading, and cooking.

He earned a finance degree at Auburn University and a master’s degree in business administration with an emphasis in finance at Georgia State University in Atlanta. He is a graduate of Leadership Napa Valley and a member of the Napa Rotary Club.

Mr. Barrett has lived in Napa since 1995.

As of September 30, 2011, Union Bank had assets of $84 billion and roughly 10,000 employees.Scott ShapiroWarren Capital Corporation100 Rowland Way, Suite 205, Novato 94945Warrencapital.com, 415-898-1875

Scott Shapiro is senior vice president of Warren Capital Corporation. He is responsible for managing the lender’s portfolio and developing relationships with its partners, which include community banks and the healthcare and franchise markets.

Mr. Shapiro has been with Warren Capital for more than 10 years. His career in banking began at BankBoston in Boston, Mass., during the bank’s merger with Fleet Bank. He attended Boston College, graduating with a business degree in finance and information systems.

Having grown up in the North Bay, Mr. Shapiro moved back to California after graduating from college. He began working at Warren Capital as a three-day-per-week intern in the 2001 recession and gradually worked his way to the role of senior vice president.

“One of my biggest accomplishments has been working my way up from an entry-level position to my current role and remaining with the same company for over 10 years,” he said. “This has allowed me to create a number of deep relationships with customers and referral sources that have led to doing about 40-50 percent of my business with repeat clients.” 

“Over our 28 years, Warren Capital has completed over $1.6 billion in total financings for over 3,500 clients with upwards of $500 million in financings going to the North Bay specifically.  This accomplishment has come through offering a wide variety of services which include equipment leasing and financing and large-scale debt placements, as well as investment banking advisory work (primarily sell side).  In terms of some recent successes, I completed some fairly large transactions that included $1.7 million for a metal recycler and $1.6 million for an EMR conversion for a large medical practice.”James KimballWells Fargo200 B St., #300, Santa Rosa 95401Wellsfargo.com, 707-584-3147

James Kimball is a senior vice president and regional manager with the Wells Fargo Commercial Banking Group. He oversees the North Coast Regional Commercial Banking Office and its 22-person team of professions, responsible for a territory spanning from the Golden Gate Bridge to the Oregon border with annual revenues greater than $20 million.

The team serves a variety of industries, but has specialists focused on wine, specialty food and agriculture.

Mr. Kimball has worked in financial services for 25 years, a career that has focused on commercial banking in Northern California and the western United States. He was regional president for wholesale banking at Wachovia when the bank merged with Wells Fargo and spent 22 years holding various leadership positions at Bank of America.

He received bachelor’s and master’s degrees in finance from California State University, Sacramento.

A lifelong resident of Sonoma County, Mr. Kimball is an active community leader in Northern California and serves on the boards of the North Bay Leadership Council and the Wine Business Institute at Sonoma State University. He lives with his wife Sharon and two children in Petaluma.Joseph DietzenWestamerica Bank, 1108 Fifth Ave., San Rafael 94901Westamerica.com, 800-848-1088

Joseph Dietzen is senior vice president at Westamerica Bank. In that role, he oversees account relationships and loan production in the bank’s Sonoma and Mendocino regions.

A native of the state of Washington, he grew up in Yakima and came to California to obtain a bachelor’s degree in economics from Stanford University. Mr. Dietzen later received an MBA in finance at University of California, Berkeley, and attended Pacific Coast Banking School.

He joined Westamerica Bank in 2005 when it acquired National Bank of the Redwoods, where he was executive vice president and responsible for real estate loan production.

Mr. Dietzen said that he was pleased to work closely with the low-income housing efforts of the Sonoma County Loan Consortium and Burbank Housing. He was also actively involved with the Redwood Empire Food Bank during a time of expansion.

When away from his duties at the bank, Mr. Dietzen said that he enjoys working on the 200-year-old Victorian townhouse that has been in his wife’s family for generations.

Westamerica Bank reported $5 billion in total assets at the end of 2011.

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