(Listed alphabetically by institution.)Alden MacabalesAltaPacific Bank3725 Westwind Boulevard, #100, Santa Rosa, CA 95403, www.apbconnect.com; 707-236-1500
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Alden Macabales is a senior vice president and SBA division manager for AltaPacific Bank, and is based in the bank's Southern California footprint. He began his 23-year SBA career as an SBA loan officer in 1990, and discovered his passion to help small businesses because, as he puts it, “they are, without a doubt, the lifeblood of the U.S. economy.”
Assisting small- and medium-sized businesses to expand their operation and staffing motivates him to structure beneficial financial packages for the borrowers, and Mr. Macabales said that the fully-amortized SBA loans are one of the best financing options currently available for business.
Mr. Macabales said that he works to make himself available to answer questions for clients throughout the application process for an SBA loan. AltaPacific Bank is designated by the U.S. Small Business Administration as a preferred SBA lender.
Mr. Macabales is a graduate of the Executive Program in Management from The Anderson School at University of California, Los Angeles. He has a Bachelor of Science in business administration, with emphasis in finance.Scott SnowBank of America, N.A.10 Santa Rosa Ave., #210, Santa Rosa 95404, www.bankofamerica.com, 707-293-2549
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Scott Snow is a senior vice president senior credit products officer for Bank of America’s Business Banking Group in the North Bay, responsible for underwriting, structuring and consulting with business owners concerning their financing needs. Mr. Snow is a 40-year Bank of America veteran serving business clients in Sonoma, Napa and Marin Counties since 1983. Over the years, Mr. Snow has helped numerous business clients finance the purchase or the construction of their business facilities by guiding them through the SBA-504 loan process to help clients obtain financing under the alternative to conventional financing.
"Activity under the SBA-504 program for the purchase of owner-occupied real estate has picked up since the beginning of the year. Business owners are seeing improving signs in the economy, which is making it easier for them to make the jump from being a tenant to an owner of a commercial property," he said.
Mr. Snow takes pride in that he has been able to take part in helping many business clients in the North Bay grow their business and to maintain long lasting business relationships with these clients as their businesses have grown.
Mr. Snow is active in the Children’s Village of Sonoma County; an organization that provides an opportunity for foster children siblings to remain together.Robert ThompsonBay Area Development Company1801 Oakland Blvd., #100, Walnut Creek, 94596, www.baydevco.com, 925-472-5603
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As vice president and loan officer at Bay Area Development Co., Robert Thompson is in charge of business development for the North Bay. His career began in 1985 with First Capital CALBIDCO, which later became First Capital, where he was a credit officer focused on underwriting SBA 7(a) requests. Mr. Thompson rose to senior credit officer and senior development roles before joining Bay Area Development Company in 1995. He is a graduate of the University of Massachusetts, with a bachelor’s degree in business and an emphasis in marketing.Kelly RyanCDC Small Business Finance1012 Torney Ave., San Francisco, 94129, www.cdcloans.com, 415-531-9313