(Listed alphabetically by institution.)Alden MacabalesAltaPacific Bank3725 Westwind Boulevard, #100, Santa Rosa 95403, www.apbconnect.com; 707-236-1500
[caption id="attachment_92190" align="alignright" width="169"] Alden Macabales[/caption]
Alden Macabales is a senior vice president and SBA division manager for AltaPacific Bank, and is based in the bank’s Southern California footprint. He began his 24-year SBA career as an SBA loan officer in 1990, and discovered his passion to help small businesses -- business he calls "the lifeblood of the economy."
Assisting small- and medium-sized businesses to expand their operation and staffing motivates him to structure beneficial financial packages for the borrowers, and Mr. Macabales said that the fully-amortized SBA loans are one of the best financing options currently available for business.
Mr. Macabales said that he works to make himself available to answer questions for clients throughout the application process for an SBA loan. AltaPacific Bank is designated by the U.S. Small Business Administration as a preferred SBA lender.
Mr. Macabales is a graduate of the Executive Program in Management from The Anderson School at University of California, Los Angeles. He has a Bachelor of Science in business administration, with emphasis in finance.Laurie Todd-DunlapAmerican River Bank90 S. E St., #11, Santa Rosa 95404, americanriverbank.com, 707-528-6300
[caption id="attachment_86508" align="alignright" width="192"] Laurie Todd-Dunlap[/caption]
Laurie Todd-Dunlap is vice president and portfolio manager for American River Bank, with responsibilities that include SBA lending activity.
She graduated from University of California, Santa Barbara with a bachelor of arts degree in American history, and later earned an associate’s degree in banking and finance while beginning her career as a teller at Santa Barbara National Bank.
Ms. Todd-Dunlap has worked in banking for over 36 years, 35 of which have been in Sonoma County. She has been with American River Bank and its predecessor, North Coast Bank, for over 20 years.
A volunteer with United Way’s Schools of Hope program and a reading tutor at Brook Hill Elementary, Ms. Todd-Dunlap is also the bank’s team leader for its ongoing participation in Sonoma County’s annual Human Race.
Ms. Todd-Dunlap cited longstanding client relationships over 20 years as a source of pride, and said that the Sacramento-based American River Bank’s North Bay offices focuses heavily on close banking and consulting relationships with small-to-medium-size businesses.Scott SnowBank of America, N.A.10 Santa Rosa Ave., #210, Santa Rosa 95404, www.bankofamerica.com, 707-293-2549
[caption id="attachment_92191" align="alignleft" width="211"] Scott Snow[/caption]
Scott Snow is a senior vice president senior credit products officer for Bank of America’s Business Banking Group in the North Bay, responsible for underwriting, structuring and consulting with business owners regarding their financing needs for owner-user real estate acquisition. Mr. Snow has been advising and serving business credit clients in Sonoma, Napa and Marin counties since 1983. Over the years, Mr. Snow has helped numerous business clients finance the purchase or the construction of their business facilities by guiding them through the SBA-504 loan process to help clients obtain financing under this alternative to conventional financing.
"Activity under the SBA-504 program for the purchase of owner-occupied commercial real estate was strong in 2013 in the markets my group covers and this trend is continuing into 2014. Business owners are recognizing the benefits of ownership of their facilities and they are taking advantage of the low interest rate environment which helps to make ownership more affordable," he said.