North Bay Business Journal

  • High-deductible plans see sharp cost increases

    November 16th, 2009

    NORTH BAY – In an informal survey of the region’s top insurance brokerages, experts described prospects for the open enrollment season in several recurring and dismal themes: watered-down coverage, double-digit increases and more simply giving up on benefits all together.

  • Workers’ comp carriers losses hit telling ’100′ ratio

    September 7th, 2009

    CALIFORNIA – Workers’ comp carriers charged less than they paid in claims last year and should increase rates by 22.8 percent, according to the most recent report by state actuaries. This “magic loss number,” not breached since before the 2004 reforms, is just one of many signals that carriers should have long ago increased the price of policies, but their slow reaction is typical of California insurers, according to local brokers.

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